CareCredit Lawsuit - Illegal Credit Card Charges And Fees (2024)

The Issue at Hand

Many customers are enticed by the appealing offer of a 0% interest rate on their CareCredit Credit Cards during promotional periods. However, what initially seems like a financially savvy choice can quickly turn into a costly burden. Numerous customers have reported that despite adhering to the terms of the promotional offer, they were unexpectedly hit with high-interest charges once the promotional period ended. This practice is not only misleading but also financially damaging.

MLG is specifically focusing on Synchrony Bank and their issuance of the CareCredit Credit Card. We are gathering information from customers who have experienced this sudden shift from a promised 0% interest rate to a standard high-interest rate during the promotional period. Our goal is to understand the extent of this issue and to determine the most effective legal course of action for those affected.

Potential Outcomes

If you opened a CareCredit Credit Card expecting a 0% interest rate during the promotional period but were later charged regular interest rates, we want to hear from you. MLG is preparing to file a class action lawsuit on behalf of all affected customers. In the event that Synchrony Bank challenges the class action by enforcing a clause that requires individual arbitration, and if a judge upholds this clause, we will consider proceeding with individual arbitration cases for those interested. It is expected that if we move forward with your case, it will initially be filed as a class action. Should Synchrony Bank successfully argue for individual arbitration, we will gauge the interest among affected customers and, if sufficient, we will bring forth arbitration cases. This dual approach ensures that regardless of the legal hurdles, we will strive to secure the compensation you deserve.

Frequently Asked Questions

How to Start Your Potential Case

If you believe you have been victimized by these potentially deceptive practices by Synchrony Bank’s CareCredit Credit Card, contact our team today for a free evaluation. We will review the details of your situation and determine if filing a case might be the next step. We will never charge you a fee until a recovery is made. Here is what to expect in the process:  

1. Step 1: Research and Gather Information – Before reaching out, gather all relevant information about your case. This includes details about the charges and any other parties involved. Take note of the date, time, and type of fee.   
2. Step 2: Call or Complete the Form for Initial Evaluation – Use the phone number provided or online form to contact our team. You may find it helpful to prepare a summary of your case before making the call or completing the form. This will ensure you provide essential details of the case efficiently.        
3. Step 3: Schedule a Free Evaluation – Request a free evaluation to discuss your case in detail. We offer free evaluations to assess the viability of your case. During this meeting, you can share the specifics of your situation, ask questions, and get a better understanding of how our attorneys can assist you in a lawsuit. We will never charge you a fee until a recovery is made.        

4. Step 4: Prepare for the Evaluation – Before the scheduled evaluation, organize all relevant documents and be prepared to articulate the details of your case clearly. This will help the attorney assess the merits of your case more effectively. During the evaluation, feel free to ask any questions you may have about the legal process, potential outcomes, and our approach to financial lawsuits.

How We Can Help

If you have been financially impacted by the potentially deceptive interest rate practices of Synchrony Bank’s CareCredit Credit Card, do not hesitate to contact the team members at McCune Law Group. We are committed to fighting for your rights and helping you reclaim the money you lost. Together, we can hold these credit card companies accountable for their unfair practices.